Wednesday, July 14, 2010

Living beyond our means.

Ok so I am SO SICK AND TIRED of not being able to LIVE LIFE.... I have a wonderful husband and two of the most amazing little boys I know. ( yes I am partial ) But I hate that we like many Americans live paycheck to paycheck. I mean WE SHOULD NOT HAVE TO... we make good money. So then why do we? BECAUSE LIKE MOST AMERICANS WE OVER SPEND....

SO I have decided to make a change and this is GOING to happen. WE ARE GOING TO LIVE FRUGAL.

I am starting by saying NO MORE EATING OUT. ( which is not a biggie. I mean when was the last time you ate out for less than 30 and had an actual GOOD meal? )

I am having the cable SHUT OFF ( who needs to sit around and watch TV all day? )

having our house phone SHUT off. I mean I use my cell 99% of the time anyways.

Eating simple meals and PLANNING THEM AHEAD and ONLY shopping for the meals. NO MORE SPLURGES.

I am putting this into effect immediately. I am setting up a Marble Rewards system for my boys and I am HOPING to start giving them allowance and TEACHING THEM TO SPEND AND SAFE WISELY...

SO I am going to post as many FRUGAL idea's as I can find and I encourage you all to post the ones you use on here as well. I am hoping that together we can help one another out.

in the words of Spock.



AK said...

I don't follow the Ramsey plan at all (though others seem HUGELY successful at it!), but the money in envelope thing REALLY works for me. I think that's part of his plan-thing, at least.

Family of 5, and I do $120 in an envelope each week. VERY hard to do, but that includes food & grocery & randoms (Target, etc). I don't include gas or other things like diapers...because I can't "go there" with those two things ;)

Mindy Skains Independant Scentsy Consultant said...

I have never heard of the envelope thing. EDUCATE ME ON THIS PLEASE????

The Redhead Riter said...

I've started doing this too. I'm now in the process of going through everything that is stored and either selling, using or getting rid of it.